Car breakdown cover recommendations.

[Magnet]

Wondering if forum members would be able to recommend reliable breakdown cover options based on the following requirements:-  

Husband and wife driving either of two cars - oldest of which is 17 years old.

Nationwide recovery home is essential if cannot be fixed at the roadside. 

Don’t really need Homestart or European cover, or onward travel. 

Don’t want to add cover to individual car insurances, since unlikely to be economic. 

Don’t want to pay and reclaim or ideally pay an excess on a claim.

Don’t really want to pay per month - want one off annual premium. 

Trusting forum members can share their experience. 

Many thanks and kind regards, 

Gareth. 

[Envy]

Hi Gareth, 

I use Green Flag. My 16 plate A6 and a 06 plate Pug 307 are covered but the cover extends to personal cover so any car my Partner and I  are in other than Hire Cars. 

No reclaiming recovery costs but they use contractor recovery agents nationwide through a central call centre that hands your case onto the contractor. 

Around £130 / year. Would be cheaper but the older car loads it up some. 

 

[Magnet]

Many thanks Tom,

I’m currently with them, but they don’t cover vehicles over 16 years old - OK last year but not this year! 

Kind regards,

Gareth.