Insurance

[DaveWirral]

I had my renewal from Sheilas Wheels, however i went on confused.com and they literally have my quote half price from Sheilas Wheels.They have a special deal with them.

Might be worth you guys looking into it too!

[Magnet]

Hello Dave,

That's great and interesting news. Interesting from the point of view that these differences normally come out the other way, and you can (sometimes) find that you get a more competitive quote by going direct to the insurer. In your case thst obviously hasn't worked.

I guess you have no doubt confirmed that the actual level of cover you are getting is exactly the same as that which you had via. your direct quote, since comparison sites are generally set up to list the cheapest possible cover from each insurer. Things like reasonable excesses, courtesy cars, legal protection, NCB protection etc., etc. then become 'add-ons' at additional premiums. 

Thanks for sharing this. Kind regards,

Gareth.

ADMIN. folks:- Worth moving this to Insurance topic? 

[DaveWirral]

I increased the cover and it still came out half the price, they are doing a deal with esure too

[Steve Q]

Insurance is a nightmare! 

I change every time! Unfortunately there's no perks for staying loyal with the same company. 

I normally go with a multi car policy as I have 2 cars. But I think next year I'm going to try and get Classic insurance on my old Ford escort to see if it's cheaper. 

[DaveWirral]

Just to update, i have altered my renewal with Sheilas Wheels who are part of Esure, I was quoted 1294 renewal, after going on Confused.com i paid £611 increasing my cover too. Just shows you how important it is to shop around. £683 saving! without changing insurer.

Before you renew go on the comparison sites, as it seems you might just get a cracking deal, even the guy on the call center said he has never seen this before and said im 100 percent right to come back with the cheaper quote, he basically gave me 41% off 

My insurance is dearer than most as i park outside my house, in a risk area, plus i have lived abroad many years. though i so have 8 years ncb and 23 years driving experience.

[Steve Q]

Well done Dave! That's a fantastic saving! :) 

It sure does pay off by shopping around! 

I wasn't that lucky when I had to change insurance companies but to be fair I'm limited due to having multi car policies. 

I think il put my old Ford escort on a classic car policy next year though. 

Cheers

steve 

[DaveWirral]

I Have not changed companies, I am still with Sheilas Wheels, but bought via confused.com