Insurance differences

[Joe Cott]

hi folks, just thought I'd share my insurance renewal experience so far!!! Had the car 4 months so not insred for a full year yet.

I'm sure everyone has a story to tell but this is mine so far.

I am currently with Saga who will not quote more than 30 days from policy end; the rest I just lied about the renewal date but the figures are correct.

One of the quotes was for over £1000 but I was laughing so much I forgot to note which company

Has anyone got any recommendations or am I on a good dea for a 70 year old?

 

CAR INSURANCE
Ins. Company	Excess total	Hire car	Annual Cost	VIA
Lancaster	350	yes	198	go compare
Fluxdirect	350	yes	232	compare the market
Saga	check 14th November			Saga direct
Right choice	350	yes	250	quote.money.co.uk
Saga	250	yes	263	compare the market
Confused.com	250	yes	269	direct
Privilige	350	yes	286	confused.com
Aviva	350	yes	405	CRAP
Quotemehappy			500.43	bit more CRAP
Admiral			655	lots more CRAP

[Audi Owners Club.]

I would consider the best cover rather than price as things like excess and loan car and legal cover all add up. 

[Steve Q]

Your best bet is to ring them I have found you get a cheaper quote over the phone. Plus the fact two insurance companies I spoke to.told need they do cheaper quotes over the phone!

 

[Joe Cott]

all good advice but I am amazed at the difference for "alegedly" the same service.

I've used Saga on & off for many tears & usually find they will, if not match, get close to most others & the Saga service is always brilliant in times of need (not for a few years now  thankfully)

[DAN@ADRIAN FLUX]

Hi, have you tried us for insurance yet? Flux Direct is not run directly by Adrian Flux (it is run by our sister company HIC under license), and does not use the same ratings. Because of the wider range of schemes, as well as the cheaper rates we have access to, you will almost always get a cheaper quote by ringing Adrian Flux.

Over 75% of our customers find they receive a more competitive quotation by calling in as we can discuss options and make small changes to decrease the premium.

If you wanted to drop me a PM I'd be happy to arrange a quotation for you.

Kind Regards
Dan

[Joe Cott]

thanks very much for the advice Dan, I will do after the 14th (30 days from renewal)

Are you the same chap who advises on the MX5OC forum?

will PM later if you can tell me how; there is no pm button that I can see 

[DAN@ADRIAN FLUX]

Hi again Joe,

No problem and yes I also post on the MX-5 Owners Club forum - they are also a key club for Flux. 

You should be able to message me by clicking through the envelope at the top of the page which should hold all your messages / notifications?

Thanks again.
 

Dan

 

 

 

 

 

[WPAWS]

@DAN@ADRIAN FLUX i see on your website you offer up to 15% discount for those who use dash cams i will bear this in mind when i renew 

[Joe Cott]

that is intersting, I have used dashcams on my cars for some years. never needed the evidence of a bang yet but better safe than broke